I haven't given an actual life update..I have mostly been complaining about my dog. So, this is what has been going on in my life.
It started raining Monday morning, it's now monsooning out. There is a flood warning until tomorrow morning at 6AM..it will probably be extended.
Tuesday night starting around 8:30 a creditor called Danny's cell phone. It seems sketchy to me, we have money to pay off what he owes but they wanted our bank account number to accept the payment. No, thank you. The good news is, I didn't freak out. I had a plan...until the creditor decided to pull this on us...We asked for them to send a letter and we would mail a money order or something. They said they couldn't do that. See why it seems sketchy?
Wednesday I went to the dentist, I need my wisdom teeth out. Wednesday night while watching Survivor something hit our window, it looks like a bullet. Danny said no, it's a rock. Whatever, either way...I had to contact the landlord and now I'm waiting for maintenance to come look at it. Also Wednesday night, we got into a stupid fight about things we can't control. It's our biggest stressor, I lose my cool, he just shuts down and doesn't answer at all. It's frustrating and this is the reason why I want to do the Love Dare. If anyone has a book I could borrow, I would love you forever!
This morning while it was down pouring Miley ate 7 birth control pills. So, not only did I have to worry about how it would effect my dog...I had to worry about me not having birth control (that I just bought....lovely.) I called the ASPCA poison hotline, they wanted to charge me $65 just to find out what was wrong. I hung up and called Mom in tears. I think she called human poison control, they said Miley would be fine. As for me, since I didn't have birth control anymore, I figured that might be a good idea to make my first doctors appointment using TriCare. Okay, except I call the Naval Hospital and they tell me that even though I have registered for TriCare, I have to register in the administrative offices before I can get an appointment. Um, hello...didn't I basically do that when I signed up for TriCare? So, now I need to do that...ASAP. Lucky for me, Miley saved me pills for the next 3 days, then I'm effed for five days...arg. (I get my pills from Planned Parenthood in Raleigh a little far away to just go pick them up...especially when its monsooning.)
Around 11:30 this morning, I decided that I understand why people drink heavily. I so badly wanted to break into a bottle of wine. For the record, I didn't. But I considered it seriously.
So...now does it make sense why I haven't updated anything? The good news is, the week can only get better...unless of course the creditor calls back, my house floods, they tell me its my fault the window is cracked, or my dog gets sick.
Okay, now that the rant is done..I promise only positive posts!
Showing posts with label money. Show all posts
Showing posts with label money. Show all posts
Day Five: Pay Day Rants, Tattoos and Cookout!
So, it's payday. I'm not sure if I've ever voiced my opinion about how much I hate direct deposit. I don't like having the money go into one spot. I like having a check in my hand, going to the bank, cashing it..and deciding how much I want to keep there. I live by the envelope system. I have since I was 16 and I really don't see myself ever backing away from it. I think it's hard for people to understand how it works. Danny doesn't. He just knows we are saving money. Anyway, today was payday. I had a fit this morning about how much I hate direct deposit...and then we moved on and I filled up my envelopes.
Me and Michelle went to Walmart to get stuff for the cookout. Like I said, it's payday. She thought it was so funny that everyone was stocking up on things for the next few weeks. I just think it's funny that you can tell when the entire town gets paid. Do most people just do their grocery shopping on payday? Maybe it's with the help of the envelope system that we go every week. I can't imagine getting everything I need/want only twice a month.
Okay moving on from my rant!!
Me and Michelle got tattoos today! We both got "Let It Be." She got it on her foot, I got mine on my wrist. That makes number 7 for me. And way more for Michelle! I just decided that someday I'm going to do a blog entry on all of HER tattoos! As usual the tattoo artist thought it was my first one. I guess I should start getting bigger more obvious ones! AND he thought all The Beatles were still alive...he must live under a rock!
Me and Michelle went to Walmart to get stuff for the cookout. Like I said, it's payday. She thought it was so funny that everyone was stocking up on things for the next few weeks. I just think it's funny that you can tell when the entire town gets paid. Do most people just do their grocery shopping on payday? Maybe it's with the help of the envelope system that we go every week. I can't imagine getting everything I need/want only twice a month.
Okay moving on from my rant!!
Me and Michelle got tattoos today! We both got "Let It Be." She got it on her foot, I got mine on my wrist. That makes number 7 for me. And way more for Michelle! I just decided that someday I'm going to do a blog entry on all of HER tattoos! As usual the tattoo artist thought it was my first one. I guess I should start getting bigger more obvious ones! AND he thought all The Beatles were still alive...he must live under a rock!
I'm paranoid that the birds don't look like birds!
I see a starfish, dolphin and wishbone...
We had a cookout tonight! The four of us, Reina and Dave, and Dan and Natosha. We had wayyy too much food. Reina made an awesome dessert, we named it the candy apple dip. It was a-maaa-zing! Miley even had a little play date!
Somehow we ended up at the bowling alley. Very rowdy, some of the boys had way too much to drink. It was a fun time hanging out with everyone!
Cutting Back
I stress about money...a lot. More than any person should. Literally, the muscles in my arm were sore because I was so tense earlier today. We have a budget, we stick to the budget..but still, I'm constantly stressing. I'd rather pass up cute dresses, clothes, new phone, new computer...and save for trips and other fun things we can do together.
Why do we pay $95 a month for cable? We hardly ever watch it. We should cut back to just the basic ABC, NBC, CBS...really, that's all I watch in the morning. We watch movies the rest of the time. And if something good is going to be on...it's usually on Hulu. I'll be having Danny calling to cancel the stuff we don't use. It's a waste.
Why do I pay $80 for a cell phone that I only text on? 450 roll over minutes that I never use. I hate the phone. Today I joined my Moms family plan for $10 a month, we'll share minutes...but who cares, it's free Verizon-to-Verizon, and well..everyone I know has Verizon. And she said it's unlimited texting. No internet, but oh well, I can live without it. It's $175 to cancel my AT&T contract, but in the long run...I'll be saving money.
I will not stop saving money for our Disney trip. Maybe we won't get to stay IN the parks resorts. But who cares? Other hotels have free transportation. The only downfall is, food wouldn't be included. We would just have to budget a little more.
My Avon isn't selling as well as I thought it would. But as long as I have one eCustomer every two weeks, I'm not losing money. So, I'll keep doing that.
I LIKE staying home taking care of everything. Not driving saves a bunch, but it also keeps me from working. I think I will be getting my license (I don't want anymore hater comments on this...not in the mood to deal with them.) soon. And then maybe work part time somewhere. But really, I like having nights and weekends off to be home and take care of things. We're not losing any money by me doing that, I sit in silence with no TV all day haha!
I'm super stressed about the holidays (note: it's only July....) Like, where will we be spending them, how will we be getting there and how in God's name will we be getting anyone presents.
Seriously, these are the things constantly running through my head.
Tonight we're going to sit down and redo the entire budget for the billionth time. I have my notebook, pencils and calculator ready to go. Wish me luck!
And tomorrow....I'll have happy news. No more Debbie Downer!
Why do we pay $95 a month for cable? We hardly ever watch it. We should cut back to just the basic ABC, NBC, CBS...really, that's all I watch in the morning. We watch movies the rest of the time. And if something good is going to be on...it's usually on Hulu. I'll be having Danny calling to cancel the stuff we don't use. It's a waste.
Why do I pay $80 for a cell phone that I only text on? 450 roll over minutes that I never use. I hate the phone. Today I joined my Moms family plan for $10 a month, we'll share minutes...but who cares, it's free Verizon-to-Verizon, and well..everyone I know has Verizon. And she said it's unlimited texting. No internet, but oh well, I can live without it. It's $175 to cancel my AT&T contract, but in the long run...I'll be saving money.
I will not stop saving money for our Disney trip. Maybe we won't get to stay IN the parks resorts. But who cares? Other hotels have free transportation. The only downfall is, food wouldn't be included. We would just have to budget a little more.
My Avon isn't selling as well as I thought it would. But as long as I have one eCustomer every two weeks, I'm not losing money. So, I'll keep doing that.
I LIKE staying home taking care of everything. Not driving saves a bunch, but it also keeps me from working. I think I will be getting my license (I don't want anymore hater comments on this...not in the mood to deal with them.) soon. And then maybe work part time somewhere. But really, I like having nights and weekends off to be home and take care of things. We're not losing any money by me doing that, I sit in silence with no TV all day haha!
I'm super stressed about the holidays (note: it's only July....) Like, where will we be spending them, how will we be getting there and how in God's name will we be getting anyone presents.
Seriously, these are the things constantly running through my head.
Tonight we're going to sit down and redo the entire budget for the billionth time. I have my notebook, pencils and calculator ready to go. Wish me luck!
And tomorrow....I'll have happy news. No more Debbie Downer!
The $500 Question...Continued
The other day I posed the question "what would you do with $500?" It was a little random since I never explained where that money came from. When Danny got his tax refund, we let it sit in the bank for a little bit, we had bills that we were expecting. Three months later, we never got the bill..and we started to think maybe he wasn't going to have to end up owing money. Tuesday night we decided we would each take some money, buy the things we want, put some in savings, buy Kaleb school clothes and put some aside for Disney.
Tuesday night Danny bought his golf clubs.
Yesterday the mail came, the ever-friendly-mail man brought the golf clubs......and the bill we were expecting. Perfect timing, right?
So now, Danny has his golf clubs (and apparently new shoes), less will be going into savings and the Disney fund, and we have to pay this bill. I knew this was going to happen.
The good news? The dress I dreamed of is sold out...so now I don't have to suffer knowing that I could have had it.
Tuesday night Danny bought his golf clubs.
Yesterday the mail came, the ever-friendly-mail man brought the golf clubs......and the bill we were expecting. Perfect timing, right?
So now, Danny has his golf clubs (and apparently new shoes), less will be going into savings and the Disney fund, and we have to pay this bill. I knew this was going to happen.
The good news? The dress I dreamed of is sold out...so now I don't have to suffer knowing that I could have had it.
$500: A His and Hers Story
What would you do with $500?
What he bought
What I might buy
A new haircut
A new dress
Visit Tryon Palace
but I'll probably wait until August 1..it's free that day!
Go on a River Cruise
And save the rest for a rainy day!
I'll probably just end up saving all of it.
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