How to Style: Basic Cardigan & Pencil Skirt Combo for Work

The J.Crew chiffon cardigans that almost every petite blogger ordered on sale have arrived, and I liked them but didn't love them. Elle said it simply - the arms are snug but the torso is not fitted.

Worn plainly, it's nothing to write home about: 

Cardi: J.crew Chiffon-Placket Cardigan sz XXS in "weathered wood" - buy here (sale extended)

Skirt: Ann Taylor Tropical Wool Pencil Skirt sz 00P, taken in

Pumps: Ann Taylor Perfect Pumps sz 5

This is what one size up (XS) looks on me (XXS sold out in Gold while in my cart...gah!):

I am returning this as it's too big all around. See the same color in XXS on Vicky.

In the spirit of "making it work," I spent an hour rifling through my closet for possible pairings, and ended up recording the following video:

Variation # 1 - Tuck it In

Variation # 2 - "X" then Belt

Belt: Ann Taylor Perfect Patent Skinny Belt in Granite, sz S (extra holes punched)

Vintage "Peri" Cameo pendant: eBay
Read Kelly's analysis of the "X-shape" for cardigans.

Variation # 3 - Open & Accessorized

Readers - Which version is your favorite? Please share your own tips on how to style the cardi & pencil skirt combo : )